Benefits Guide
The full 2027 Benefits Guide is a 31-page document sent with the open enrollment announcement. Here are the medical plans it covers.
| Plan | Individual deductible | Notes |
|---|---|---|
| Choice PPO | $750 | Higher paycheck cost, lower deductible |
| Choice HDHP | $3,000 | Lower paycheck cost. Works with a Health Savings Account. The default if you're in the Standard PPO and don't choose. |
| Standard PPO | Not offered in 2027 | Discontinued. Choose a new plan by November 13. |
Benefits Summary
Your Benefits Summary in Employee Self-Service (ESS) shows what you're enrolled in today. It's view-only: you can't make changes there. To change your elections, go to My Benefits > Life Events > Open Enrollment.
Benefit Resources
- Flexible Spending Account (FSA) and Dependent Care Account (DCA): these don't carry over. Re-elect every year.
- Employee Assistance Program: new provider for 2027. Free, confidential counseling and referrals, 24 hours a day.
- Dental and vision: improved coverage for 2027. Details are in the Benefits Guide.
- Questions: benefits@harrowvalley.example or ext. 2210. See information sessions.